Use Handypay Finance with Spa World

*Interest Free offer

24 months interest free is available on Long Term Finance (LTF) purchases [for in-store/online purchases only] until October 21st, 2022. Minimum spend $4,000. Lending Criteria, $50 Annual Account fee, Fees, Ts&Cs apply. An Establishment fee of $55(first LTF transaction) or a $35 Advance Fee(subsequent LTF transactions) applies. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of interest free period. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine). Prevailing interest rate (currently Gem Visa 25.99% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Credit provided by Latitude Financial Services Limited.

12 months 0% interest available on select products when you spend more than $4,000 on or before December 31st, 2022.

This excludes Shadowspec Umbrella Products and Fisher Branded Spas and Swims spas.